What is DSCR?

Last updated on Sep 23, 2022

1 min read

Click Here to Get Financing

In this article:

Debt Service Coverage Ratio in Relation to HUD 232 Loans
To learn more about HUD 232 loans , fill out the form below to speak to a HUD/FHA loan expert.
Get Financing

Newly Published

Oct 2 at HUD 232 Loan
What are Uniform Federal Accessibility Standards (UFAS)?

Oct 2 at HUD 232 Loan
What is Residential Care?

Oct 2 at HUD 232 Loan
What are Replacement Reserves?

Explore the Janover Network

Dec 2 at Multifamily Loans
Single Family vs. Multifamily Investing: A Comparative Guide

Nov 30 at Commercial Real Estate Loans
4 Commercial Property Loans for Borrowers With Bad Credit

Nov 30 at Multifamily Loans
What HUD Clearing Its Backlog Means for Multifamily Investing

Debt Service Coverage Ratio in Relation to HUD 232 Loans

DSCR, or debt service coverage ratio, is a metric used by lenders to determine the risk of providing a loan on an income-generating property. DSCR is determined by taking the net operating income (NOI) and dividing it by the property’s debt service (interest, principal, lease payments, etc.). HUD 232 and 232/223(f) loans require a minimum DSCR of 1.45x.

To learn more about HUD 232 loans, fill out the form below to speak to a HUD/FHA loan expert.

Get A Free HUD/FHA Multifamily Loan Quote!

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

Get financing